Secure Your Loved Ones Future
Empower your family's future with our top-notch security solutions, ensuring peace of mind every step of the way. Take action now to safeguard your loved ones' well-being and secure their tomorrow.
Protect Your Tomorrow: Why Insurance is Your Ultimate Safety Net
Child Life Insurance
Buy life insurance when young for minimal cost. Secure future by gifting cash value from whole life policy
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Lock in Lifelong AffordabilityPremiums Stay Low Throughout Policy
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Permanent ProtectionCoverage Endures with Consistent Premium Payments
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Secure Your FutureCoverage Lasts into Adulthood Despite Health Changes
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Easy Application, Lasting CoverageSkip Medical Exams, Answer Few Questions
Medicare Suppliment
Effectively handle your Medicare out-of-pocket expenses with supplemental insurance
| Plans Available to All Applicants | Medicare First Eligible Before 2020 Only | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Medicare Plans & Benefits | A | B | D | G | K | L | N | C | F |
| Basic Benefit | |||||||||
| Hospitalizations(Part A Coinsurance) | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Medical Expenses(Part B Coinsurance) | 100% | 100% | 100% | 100% | 50% | 75% | Copay | 100% | 100% |
| Blood | ✓ | ✓ | ✓ | ✓ | 50% | 75% | ✓ | ✓ | ✓ |
| Hospice | ✓ | ✓ | ✓ | ✓ | 50% | 75% | ✓ | ✓ | ✓ |
| Skilled Nursing Facility Coinsurance | ✓ | ✓ | 50% | 75% | ✓ | ✓ | ✓ | ||
| Part A Deductible | ✓ | ✓ | ✓ | 50% | 75% | ✓ | ✓ | ✓ | |
| Part B Deductible | ✓ | ✓ | |||||||
| Excess Doctor Charges | 100% | 100% | |||||||
| Froeign Travel Emergency | ✓ | ✓ | ✓ | ✓ | ✓ | ||||
| Out of Pocket Annual Limit | $7,060 | $3,530 | |||||||
Term Life Insurance
Cost-effective and straightforward protection designed to endure for a predetermined duration
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Assured payout upon deathIn term life insurance, the death benefit equals the policy's face value
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Reduced monthly expensesInsurance premiums are determined by your age at the time of purchase and the duration of the term period
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Consistent premium ratesIn term life insurance, premiums remain fixed and assured throughout
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Additional benefitsChoice to convert to lifelong life insurance
Whole Life Insurance
Durable and reliable protection that accumulates cash value gradually
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Guaranteed death benefitwhole life policies offering "increasing" benefits pay the face value along with any accrued cash value, leading to comparatively higher premiums
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Coverage for lifeWhole life insurance ensures coverage throughout your lifetime
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Ability to utilize cash valueYou can access the cash value of the whole life policy through policy loans or dividend withdrawals, enabling you to address various needs such as emergencies, educational expenses, or starting a business.
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Benefits while still aliveAs part of your coverage, the Accelerated Death Benefit Rider offers you the choice to access a portion of your death benefit in case of a diagnosis of a chronic or terminal illness
Accident & Critical Illness
Critical illness insurance covers common diagnoses like heart attacks, cancer, and strokes, providing financial support during recovery. Accident insurance offers a lump sum payment to help cover unexpected medical expenses such as hospital visits and ambulance rides
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Safeguard yourself from steep medical expensesAs deductibles and healthcare expenses continue to rise, accident insurance offers timely access to funds as needed
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Exercise your freedom to make personal decisionsYou can utilize accident insurance without limitations such as networks, copays, or high deductibles, ensuring you can access the care you deserve
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Focus on your recuperationHaving sufficient funds to cover both daily and unforeseen expenses alleviates worries and allows you to concentrate on your recovery. Additionally, you can utilize the funds to afford out-of-network care or treatments not included in your health insurance coverage
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Cover essential expenses with easeThe funds from critical illness insurance offer flexibility; you can use them to compensate for lost wages, support extended time off work, cover deductibles, co-pays, rehabilitation costs, travel expenses for out-of-town care, childcare, and other necessities
