Child Life Insurance Offers Many Financial Advantages
The best time to purchase insurance is when they’re young. Why? Because the premiums are as low as they’re ever going to be. You can lock in a low premium rate now that will never increase. Paid up insurance and extended term insurance that may provide options for the future.
Why Child Life Insurance?
Child life insurance can provide financial protection in the unfortunate event that life brings. Permanent coverage as long as premiums are paid and Secure coverage that continues through adulthood regardless of changes in health
Available for ages 0–18
Benefits
Benefit amounts ranging from $1,000 – $25,000. Cash value and loan value accumulate as the child grows. Costs never goes up and coverage never goes down. Paid up insurance values and extended term insurance.
Strength and Stability
Protect your child's future with Child Life Insurance from Oathway, underwritten by United American Insurance Company. Backed by United American's exceptional financial stability, with an A (Excellent) rating from A.M. Best Company (as of 8/23) and an AA- (Very Strong) rating from Standard & Poor’s (as of 10/22), you can trust that your child's policy is built on strength and reliability
Secure Coverage
Terminal Illness Accelerated Benefit Rider automatically included, at no-cost, on standard issue policies (where state approved) Coverage can stay with child through adulthood, regardless of changes in health or occupation