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Manage Your Healthcare Expenses Effectively with Medicare Supplement Insurance

Empower yourself to take control of your healthcare expenses and enjoy peace of mind with Medicare Supplement Insurance. Discover personalized coverage options designed to fit your needs, ensuring you receive comprehensive care while confidently managing your budget.

Choose Any Doctor Who Accepts Medicare

Medicare Supplement plans help pay for healthcare out of pocket costs Original Medicare doesn’t cover

Once you buy a policy, you'll keep it as long as you pay your premiums. All standardized policies are automatically renewed every year, even if you have health problems.

Get Coverage

National Coverage

Coverage is available everywhere Medicare is accepted in the U.S.

No Network Restrictions

Choose any Doctor who accepts Medicare

Policy Renewal

All standardized Medigap policies are automatically renewed every year.

Compare Plans

Compare the benefits of each plan to help you find one that meets your needs now and in the future. See chart below

Plans Available to All Applicants Medicare First Eligible Before 2020 Only
Medicare Plans & Benefits A B D G K L N C F
Basic Benefit
Hospitalizations(Part A Coinsurance) ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓
Medical Expenses(Part B Coinsurance) 100% 100% 100% 100% 50% 75% Copay 100% 100%
Blood ✓ ✓ ✓ ✓ 50% 75% ✓ ✓ ✓
Hospice ✓ ✓ ✓ ✓ 50% 75% ✓ ✓ ✓
Skilled Nursing Facility Coinsurance ✓ ✓ 50% 75% ✓ ✓ ✓
Part A Deductible ✓ ✓ ✓ 50% 75% ✓ ✓ ✓
Part B Deductible ✓ ✓
Excess Doctor Charges 100% 100%
Froeign Travel Emergency ✓ ✓ ✓ ✓ ✓
Out of Pocket Annual Limit $7,060 $3,530
Plans F and G also have a high deductible option which requires first paying a plan deductible of ($2,800 in 2024) before the plan begins to pay. Once the plan deductible is met, the plan pays 100% of covered services for the rest of the calendar year. High Deductible Plan G does not cover the Medicare Part B deductible. However, High Deductible Plans F and G count your payment of the Medicare Part B deductible toward meeting the plan deductible.
Plans K and L pay 100% of covered services for the rest of the calendar year once you meet the out-of-pocket yearly limit ($7,060 for Plan K, $3,530 for Plan L in 2024). The out‑of‑pocket annual limit does NOT include the charges from your provider that exceed Medicare-approved amounts, called ‘excess charges’. You will be responsible for paying excess charges. The out‑of‑pocket annual limit may increase each year for inflation.
Plan N pays 100% of Medical Expenses (Part B Coinsurance) except for a copayment of up to $20 for some office visits and up to $50 copayment for emergency room visits that do not result in an inpatient admission. The emergency room copayment is waived if the insured is admitted to any hospital, and the emergency visit is covered as a Medicare Part A expense.